False Certification of Student Eligibility or Unauthorized Payment Discharge
If you meet one of the following four qualifications, your loan may qualify for discharge.
Ability to Benefit: If your school falsely certified that you were able to benefit from the training it provides, you may be eligible for a discharge from your student loan responsibilities.
If you did not receive a high school diploma or GED, the school must certify that you can benefit from the education it provides. False certification of ability to benefit can occur when a school fails to test your ability to benefit from its training.
Unauthorized Signature or Unauthorized Payment: If the school signed your name on the application or promissory note without your authorization, it endorsed your loan check, or signed your authorization for electronic funds transfer without your knowledge, you may be eligible for a discharge, unless the funds that were signed for were delivered to you or applied to charges owed by you to the school.
Identity Theft: If your loan was falsely certified because you were the victim of identity theft, your loan may be eligible for discharge.
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