The eligibility requirements are as follows:
Borrowed after 1998: To be eligible for this program, you must not have had a balance on a Direct or FFEL loan on October 1, 1998, or on the date that you obtained a loan after October 1, 1998.
Default: If you are in default on any of your loans, you must have made satisfactory arrangements to repay your loan with the loan holder to qualify for this program.
Borrowing time frame: Your loan must have been made before the end of your five academic years of teaching to be eligible for forgiveness.
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